Buying a Home is still the American Dream! Owning a home is more than an investment, it is our future The homebuying process can seem complicated, but if you take things step-by-step, you will soon be holding the keys to your own home! Nine steps to buying a home 1. Figure out how much you can afford Know your rights 2. Shop for a loan 3. Learn about homebuying programs 4. Shop for a home 5. Make an offer 6. Get a home inspection 7. Shop for homeowners insurance 8. Sign papers Step 1: Figure out how much you can afford What you can afford depends on your income, credit rating, current monthly expenses, downpayment and the interest rate, but it is best to visit a lender to find out for sure. Please give us a call and we will put you in touch with a reputable, ethical lender. Selling a Home Selling your home can be exciting, but it also takes work. You’ll need to fix all those little problems you’ve let go for so many years. You need to decide if you’re going to try to sell your own home or use a professional real estate broker. And you’ll need to be patient! Selling your home can take some time, depending on your local real estate market. Learn about the process and the pitfalls of selling your home, before you begin.